REGÍSTRESE AQUÍ!

¿Le gustaría comprar vivienda dentro de la Ciudad de Baltimore, pero no sabe por donde empezar? 

Participe en esta charla virtual para aprender sobre:

• El proceso de compra de vivienda 
• El costo del proceso
• Opciones de financiamiento y sus requisitos
• Programas de asistencia para primeros compradores en la Ciudad de Baltimore 
• Como consejería de vivienda le puede ayudar con su proceso 

Después de participar en la charla tendrá la oportunidad de programar una reunión para platicar sobre su crédito y finanzas o para prepararse para su compra. 

This workshop is the first step for DC Residents interested in purchasing their first home in the District. The orientation introduces the homebuying process and DC first-time homebuyer assistance programs, such as: DC Open Doors, HPAP, EAHP, and NEAP. In DC, the Home Purchase Assistance Program (HPAP) provides up to $202,000 in down payment and $4,000 for closing costs assistance to DC residents. Attendees can find out what programs they qualify for and learn about next steps in the homebuying process.

If you are interested in applying to the HPAP, EAHP, or NEAHP programs, you must first take this orientation to get a counseling appointment:

Este taller es el primer paso para los residentes de DC interesados ​​en comprar su primera casa en el Distrito. La orientación explica el proceso de compra de vivienda y los programas de asistencia para compradores de vivienda por primera vez de DC, tales como: DC Open Doors, HPAP, EAHP y NEAP. En DC, el Programa de Asistencia para la Compra de Vivienda (HPAP) proporciona hasta $ 202,000 en asistencia para el pago inicial y $4,000 para los costos de cierre a los residentes de DC. Los asistentes pueden averiguar para qué programas califican y conocer los próximos pasos en el proceso de compra de vivienda.

Si está interesado en solicitar los programas HPAP, EAHP o NEAHP, primero debe tomar esta orientación para obtener una cita de consejería:

This workshop is the first step for DC Residents interested in purchasing their first home in the District. The orientation introduces the homebuying process and DC first-time homebuyer assistance programs, such as: DC Open Doors, HPAP, EAHP, and NEAP. In DC, the Home Purchase Assistance Program (HPAP) provides up to $202,000 in down payment and $4,000 for closing costs assistance to DC residents. Attendees can find out what programs they qualify for and learn about next steps in the homebuying process.

If you are interested in applying to the HPAP, EAHP, or NEAHP programs, you must first take this orientation to get a counseling appointment:

Para tomar esta clase, por favor registrese completando el formulario en el siguiente enlace: https://forms.gle/7rKUL935eVFnuLaH7

Tiene problemas para pagar su renta?
En esta sesion informativa virtual aprendera acerca:
La Equidad en la vivienda
Que hacer si recibe una citación para ir a la corte
Programa de Pagos de Asistencia en Emergencias
Y otras recursos

REGISTER HERE!

Please register to take this class by filling out the intake form at the following link: https://forms.gle/SCWH49rV34k9pZp76

Ready to buy your first home in Maryland?

This virtual orientation via Zoom provides an introduction to the home buying process and MD's first-time homebuyer programs in Montgomery and Prince George's Counties. Programs offer financial assistance for closing and down payment costs depending on your income and the price of the house. Find out how much you can qualify for and the next steps in the home buying process. Take this FREE first step on the road to becoming an MD homeowner.

Para tomar esta clase, por favor registrese completando el formulario en el siguiente enlace: https://forms.gle/7rKUL935eVFnuLaH7

Tiene problemas para pagar su renta?
En esta sesion informativa virtual aprendera acerca:
La Equidad en la vivienda
Que hacer si recibe una citación para ir a la corte
Programa de Pagos de Asistencia en Emergencias
Y otras recursos

Virtual Inclusionary Zoning (IZ) Orientation: Introduction to the IZ Program for buyers and renters in the District of Columbia

Interested in buying or renting a home but don’t know if you can?

This orientation provides an introduction to the IZ program that the District of Columbia designed for income eligible households to purchase or rent at below market prices in DC.  Inclusionary Zoning is a law that requires developers to set aside a certain number of units for low-to moderate- income households. Participants will receive their Inclusionary Zoning Certificate after successful completion of this 2 hour orientation and once attendance is confirmed. The IZ Certificate will be valid for 2 years and will give participants an opportunity to enter the Inclusionary Zoning Lottery or renew an existing certificate. 

Once you register please submit a copy of your ID to [email protected].  If you connect 15 minutes late you will need to reschedule for the next class. Thank you!  

REGISTER HERE!

To take this class please REGISTER by filling out the form at the following link: https://forms.gle/bUrahJ1BNJ8DNf7o8

Interested in buying your first home in MD?

This class is provided virtually via ZOOM in two parts:

Part 1: Tuesday, May 23, 2023 - 5:00 pm to 8:00 pm

Part 2: Wednesday, May 24, 2023 - 5:00 pm to 8:00 pm

In these workshops, you will learn how to navigate the process of buying a home in Maryland, including areas such as Montgomery and Prince George's County, and how to get a good mortgage. You will also learn how your credit history, personal budget, and personal finances may affect your future success. LEDC invites different experts including a loan officer, home inspector, real estate agent, and insurance agent to explain the different areas of the home-buying process.

This class meets the requirements of government and lender programs that require first-time homebuyer training.

By registering for this class you agree to participate in both sessions. Your absence from one of the sessions will result in a rescheduling which will delay your eligibility to obtain the certificate that will allow you to qualify for special programs for first-time homebuyers.

The individual counseling session AFTER the class is a requirement to receive your homebuyer education certificate.

To register for this class, please fill out this form: https://forms.gle/WnYy4GUJdD2WR8Dx5

This class helps attendees to understand the basic aspects of budgeting, they will gain the ability to develop and make a spending plan to meet their goals. They will understand the importance of saving, creating and emergency funds, and how to get help from local resources. In addition, attendees will understand how to manage the credit system and the importance of building a healthy credit record, to achieve financial well-being. They will gain a better understanding of terminology used by financial institutions and credit bureaus.  

This workshop includes the following topics:  

○ The importance of developing a spending plan, wise spending habits, in addition to receiving tips on how to save money. 

○ Find out about the importance of setting goals to achieve financial objectives. 

○ Identify the difference between needs and wants to achieve your financial goals. 

○ Learn how to establish a credit presence and maintain a good credit history, and how financial institutions determine creditworthiness.