UPDATES, INFORMATION, AND RESOURCES FOR SMALL BUSINESSES, HOMEOWNERS, AND RENTERS
In an effort to support Latinos and other underserved communities impacted by the COVID-19 public health emergency, we have created a list of resources and key information for small businesses, homeowners, and renters located in Maryland, DC, Virginia, and Puerto Rico.
LEDC will continue to provide digital service delivery until further notice. Our offices in DC, MD, VA, and Puerto Rico will remain physically closed. However, all staff will continue to serve clients digitally. Please find contact information for LEDC staff here: ledcmetro.org/team.
Please click the links below to get a full list of updates, information, and resources:
*LEDC will be updating this page frequently as new information becomes available.
- SBA’s Economic Injury Disaster Loans (EIDLs): Small businesses in DC, Maryland, Virginia, and Puerto Rico can now apply for SBA’s working capital loans to help alleviate economic injury caused by the pandemic.
- Deferment on Existing SBA Disaster Loans: On Monday, March 23, 2020, SBA Administrator Jovita Carranza announced they will defer existing disaster loans through December 31, 2020. Businesses that are currently paying off these loans do not need to contact the SBA, deferment is automatic.
- Amber Grant: In 2020, the Amber Grant has been doubled to $4,000. Earn any Amber Grant through November 2020, and you’ll be eligible for an additional $25,000 grant at the end of this year. Deadline Sept 30.
Black Founder Start-up Grant: SoGal Ventures- venture capital firm that seeks out and invests in female CEOs. AMOUNT: $5,000 & $10,000 grants. This application is rolling, with new grantees awarded at the end of each month.
COVID-19 Crowdfunding Relief Initiatives: A list of crowdfunding platforms that have created special COVID-19 relief initiatives for U.S.-based campaigns.
- Ford's Driving Dreams Latina Entrepreneurs: The initiative will provide access to capital, educational resources, networking opportunities and other business development tools for Latina entrepreneurs.
- BeyGOOD Black-owned Small Business Impact Fund: BeyGOOD is on a mission to spread hope. The goal is to provide a lifeline for small businesses at the epicenter of dual pandemics. BeyGood has teamed up with the NAACP to expand economic opportunity by awarding grants of $10,000 on the 15th of each month through the end of 2020.
- SoGal Black Founder Start-up Grant SoGal Foundation has teamed up with Winky Lux, bluemercury, twelveNYC, and other sponsors to make a small step towards progress by providing several $10K and $5K cash grants to Black women or nonbinary entrepreneurs. This application is rolling, with new grantees awarded at the end of each month.
- LISC Small Business Relief Grants. LISC’s Small Business Relief Grant program is providing entrepreneurs with grants to help ease the impact of the Covid-19 pandemic and help them stay in business and continue to contribute to their local economies.
- Hello Alice Business for All Grant: Apply for grants up to $50,000 to support business growth, including $10,000 emergency COVID-19 Business for All Grants to help small businesses in crisis.
- Free Brief Legal Advice for Non-Profits & Small Business: DC Bar Pro Bono offers free 45 minute phone consultations.
- Business Licensing & Permitting Extension: Any business licenses, professional/occupational licenses, vending licenses, etc. that expire during the declared emergency will be considered valid, and people will have until 45 days after the declared emergency is over to renew their licenses.
- Layoff Aversion Program (renewal funds): This program is being administered by MD Department of Labor and provides grants to small businesses for up to $50,000 for costs relating to allowing employees to work remotely (like computers, software, etc) and costs for PPE and other items that support an onsite workforce, which also includes paying for training for workers. Applications are now being accepted, but note that this is NOT an online application. Businesses must download an excel file, complete it, and email it in. You can download the excel file application here.
- Arts Council Emergency Grants (renewal funds): This program provides grants to arts organizations and artists. Applications will be accepted beginning October 30, 2020. Click here to learn more and apply.
Prince George's County:
Rapid Re-employment Grant: Through December 15th, Employ PG will be issuing up to $50,000 in grants to businesses who hire unemployed Prince George’s County residents prior to December 15th.
PG Childcare Provider Recovery Program: Eligible child care providers may receive a grant up to $20,000 for licensed child care centers and up to $3,000 for registered family child care homes.Montgomery County
- Reopen Montgomery Grant Program: grants will reimburse Montgomery County businesses and nonprofits for expenses incurred to comply with State and County reopening requirements.
- Small Business Restaurant Grant Program: The Baltimore County Government is offering state-funded grants to restaurants that need help covering rent, payroll, utilities, and much more. Applications open Tuesday, November 17, and run through Monday, December 14.
- Rebuild Virginia Grant Fund: Applications are now open Funding is being made available through Rebuild VA, a new economic recovery fund, and grants of up to $10,000 will be awarded to approximately 7,000 applicants to cover eligible expenses. Businesses and nonprofits must be in good standing, have annual gross revenues of no more than $1.5 million, and have no more than 25 employees.
- Dominion Energy Small Business EnergyShare Relief: Program to assist those small businesses impacted by the Coronavirus pandemic. Dominion Energy Virginia is pledging $500,000 to help provide energy bill relief for small businesses, nonprofits, and houses of worship in its Virginia service territory
- Kiva Small Business Loan: Kiva in PR has launched a new 0% interest loan product for small businesses impacted by Covid-19. Businesses can start repaying the loan 6 months after receiving the money. The life of the loan repayment is 36 months, which starts counting after the 6-month grace period.
- CDC Temporary Halt in Residential Evictions to Prevent the Further Spread of COVID-19: The CDC announced the issuance of an Order under Section 361 of the Public Health Service Act to temporarily halt residential evictions effective September 4, 2020, through December 31, 2020, to prevent the further spread of COVID-19.
- Tenant-Based Rental Assistance (TBRA): The Latino Economic Development Center (LEDC) is offering the Tenant-Based Rental Assistance (TBRA), a program designed by the DC Department of Housing and Community Development (DHCD) to assist low-income renters who have experienced a loss of income due to COVID-19 with their rental payments. This assistance can be up to 6 months, depending on when the client's rent default began, until December 31st, 2020.
- DC Tenant Rights in a Pandemic: The Washington, DC Council has declared a public health state of emergency. Read more about your rights as a renter.
- If you need help paying heating bills, you may qualify for the Maryland Energy Assistance Program (MEAP). This program helps eligible families with the cost of heating. Payments are made to the fuel supplier and utility company on the customer’s behalf.
- If you are in danger of having your utility turned off, you may qualify for the Utility Service Protection Program (USPP). This program is available to ALL MEAP participants. This program provides access to an even monthly payment program and protection from service disconnection. Participation in this program also requires a year-round even monthly budget billing.
- If you need help paying electricity bills, you may qualify for the Electric Universal Service Program (EUSP). This program helps low-income electric customers pay their electric bills. Eligible customers receive help that pays a portion of their current electric bills. Customers who receive EUSP are placed on a budget billing plan with their electricity company.
- If you need help paying overdue bills, you may qualify for the Arrearage Retirement Assistance. This program helps customers with large, past due electric and gas bills. Eligible customers with a past due bill of $300 or greater may receive a grant amount up to $2000 once every seven years paid directly to their energy utility company.
- Landlord issues: When you sign a lease agreement, you are granted certain rights and protections under the lease agreement. Contact Baltimore Neighborhoods, Inc at 1-800-487-6007 if you are having issues with your landlord. They can help you understand your rights and protections.
- Emergency Food Insecurity Response: A full list of resources as well as an interactive map of meal sites across the City for food-insecure residents.