Housing Calendar

Thursday, September 26, 2024 at 04:00 PM

ASISTENCIA Y PREVENCIÓN DE EJECUCIONES HIPOTECARIAS PARA PROPIETARIOS - MD

¿Está luchando para pagar su hipoteca o ya está atrasado en sus pagos? ¡Hay ayuda disponible!

PARA REGISTRARSE, SIGA ESTE ENLACE PARA COMPLETAR NUESTRO FORMULARIO DE ADMISIÓN.

Únase a nosotros para una discusión virtual para obtener más información sobre sus opciones de alivio hipotecario, los programas de asistencia disponibles, las alternativas a la ejecución hipotecaria, y el proceso de ejecución hipotecaria y el cronograma que se aplica al estado de Maryland. También podrá reunirse con un asesor de vivienda certificado por HUD para ayudarle con el proceso y con las solicitudes de los programas de asistencia.

Tenga en cuenta que esta sesión está enfocada únicamente al proceso de ejecución hipotecaria de Maryland. Si desea obtener más información sobre sus opciones en DC o VA, comuníquese con [email protected] o llame al 202-540-7401.

Zoom in Silver Spring, MD
Thursday, September 26, 2024 at 06:00 PM

HOMEOWNER ASSISTANCE AND FORECLOSURE PREVENTION - MD

Are you struggling to pay your mortgage or already behind on your payments? There is help available!

TO REGISTER, PLEASE FOLLOW THIS LINK TO COMPLETE OUR INTAKE FORM.

Join us for a virtual discussion to learn more about your mortgage relief options, available assistance programs, alternatives to foreclosure, and the foreclosure process and timeline as it applies to the state of Maryland. You will also be able to meet with a HUD-Certified Housing Counselor to help you through the process and assist with applications.

Please note this session is intended for Maryland homeowners only. If you want to learn more about your options in DC or VA, please contact [email protected] or call 202-540-7401.

Zoom in Silver Spring, MD
Saturday, September 28, 2024 at 09:00 AM

6-hr Homebuyer Education Seminar: Baltimore City

To take this class please REGISTER by filling out the form at the following link: https://forms.gle/2Tf2MecYyCJyeU6d6

Interested in buying your first home in Baltimore City?

This class is provided in-person. You will receive instructions once completing the intake form.

In these workshops, you will learn how to navigate the process of buying a home in Maryland, including areas such as Baltimore City, and how to get a good mortgage. You will also learn how your credit history, personal budget, and personal finances may affect your future success. LEDC invites different experts including a loan officer, home inspector, real estate agent, and insurance agent to explain the different areas of the home-buying process.

This class meets the requirements of government and lender programs that require first-time homebuyer training.

By registering for this class you agree to participate.

The individual counseling session AFTER the class is a requirement to receive your homebuyer education certificate.

Tuesday, October 01, 2024 at 04:00 PM

Virtual DC Homebuying Orientation

This workshop is the first step for DC Residents interested in purchasing their first home in the District. The orientation introduces the homebuying process and DC first-time homebuyer programs, such as: DC Open Doors, HPAP, EAHP, and NEAP. In DC, the Home Purchase Assistance Program (HPAP) provides up to $202,000 in down payment and $4,000 for closing costs assistance to DC residents. Attendees can find out what programs they qualify for and learn about next steps in the homebuying process.

If you are interested in applying to the HPAP, EAHP, or NEAHP programs, you must first take this orientation to get a counseling appointment:

 

Zoom in Washington, DC
Wednesday, October 02, 2024 at 04:00 PM

INTRODUCCIÓN A LA COMPRA DE VIVIENDA - MONTGOMERY Y PRINCE GEORGE'S

Para tomar esta clase, por favor registrese completando el formulario en el siguiente enlace: https://forms.gle/kwxX3prgiTLEmgfP8

¿Pensando en comprar su primera casa pero no sabe si se puede?

Esta orientación, provee una introducción al proceso de comprar una casa y los programas para compradores de casa por primera vez en los condados de Montgomery y Prince George, MD. Los programas compartidos ofrecen asistencia financiera para los costos de cierre y el enganche dependiendo en su ingreso y el precio de la casa. Averigüe para cuanto puede calificar y sobre los próximos pasos en el proceso de comprar su casa. Tome este primer paso GRATIS en el camino a convertirse en propietario de su vivienda en MD.

Thursday, October 03, 2024 at 04:00 PM

INTRODUCCIÓN A LA COMPRA DE VIVIENDA - CUIDAD DE BALTIMORE

¿Le gustaría comprar vivienda dentro de la Ciudad de Baltimore, pero no sabe por donde empezar? 

Participe en esta charla virtual para aprender sobre:

  • El proceso de compra de vivienda 
  • El costo del proceso
  • Opciones de financiamiento y sus requisitos
  • Programas de asistencia para primeros compradores en la Ciudad de Baltimore 
  • Como consejería de vivienda le puede ayudar con su proceso 

Después de participar en la charla tendrá la oportunidad de programar una reunión para platicar sobre su crédito y finanzas o para prepararse para su compra. 

 

Baltimore City Zoom in Baltimore City, MD
Saturday, October 05, 2024 at 09:30 AM

Orientación Virtual Para Compradores de Vivienda en DC

Este taller es el primer paso para los residentes de DC interesados ​​en comprar su primera casa en el Distrito. La orientación explica el proceso de compra de vivienda y los programas de asistencia para compradores de vivienda por primera vez de DC, tales como: DC Open Doors, HPAP, EAHP y NEAP. En DC, el Programa de Asistencia para la Compra de Vivienda (HPAP) proporciona hasta $ 202,000 en asistencia para el pago inicial y $4,000 para los costos de cierre a los residentes de DC. Los asistentes pueden averiguar para qué programas califican y conocer los próximos pasos en el proceso de compra de vivienda.

Si está interesado en solicitar los programas HPAP, EAHP o NEAHP, primero debe tomar esta orientación para obtener una cita de consejería:

 

Zoom in Washington, DC
Saturday, October 05, 2024 at 12:30 PM

Virtual DC Homebuying Orientation

This workshop is the first step for DC Residents interested in purchasing their first home in the District. The orientation introduces the homebuying process and DC first-time homebuyer assistance programs, such as: DC Open Doors, HPAP, EAHP, and NEAP. In DC, the Home Purchase Assistance Program (HPAP) provides up to $202,000 in down payment and $4,000 for closing costs assistance to DC residents. Attendees can find out what programs they qualify for and learn about next steps in the homebuying process.

If you are interested in applying to the HPAP, EAHP, or NEAHP programs, you must first take this orientation to get a counseling appointment:

 

Zoom in Washington, DC
Tuesday, October 08, 2024 at 04:00 PM

Inclusionary Zoning Orientation

Virtual Inclusionary Zoning (IZ) Orientation: Introduction to the IZ Program for buyers and renters in the District of Columbia

Interested in buying or renting a home but don’t know if you can?

This orientation provides an introduction to the IZ program that the District of Columbia designed for income eligible households to purchase or rent at below market prices in DC.  Inclusionary Zoning is a law that requires developers to set aside a certain number of units for low-to moderate- income households. Participants will receive their Inclusionary Zoning Certificate after successful completion of this 2 hour orientation and once attendance is confirmed. The IZ Certificate will be valid for 2 years and will give participants an opportunity to enter the Inclusionary Zoning Lottery or renew an existing certificate. 

If you connect 15 minutes late you will need to reschedule for the next class. Thank you!  

 

Wednesday, October 09, 2024 at 10:00 AM

Financing Your Future - Virtual

This class helps attendees to understand the basic aspects of budgeting, they will gain the ability to develop and make a spending plan to meet their goals. They will understand the importance of saving, creating and emergency funds, and how to get help from local resources. In addition, attendees will understand how to manage the credit system and the importance of building a healthy credit record, to achieve financial well-being. They will gain a better understanding of terminology used by financial institutions and credit bureaus.  

This workshop includes the following topics:  

○ The importance of developing a spending plan, wise spending habits, in addition to receiving tips on how to save money. 

○ Find out about the importance of setting goals to achieve financial objectives. 

○ Identify the difference between needs and wants to achieve your financial goals. 

○ Learn how to establish a credit presence and maintain a good credit history, and how financial institutions determine creditworthiness. 

Zoom in Washington, DC