Please register to take this class by filling out the intake form at the following link: https://forms.gle/2q38uiM1SoqEhVag6

Ready to buy your first home in Baltimore City?

This virtual orientation via Zoom provides an introduction to the home buying process and MD's first-time homebuyer programs in Baltimore City. Programs offer financial assistance for closing and down payment costs depending on your income and the price of the house. Find out how much you can qualify for and the next steps in the home buying process. Take this FREE first step on the road to becoming an Baltimore City homeowner.

REGISTER HERE!

Curious about investing but not sure where to begin? This workshop breaks down the basics, explains key terms, and shows you how to start investing with confidence—even with just a small amount.

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¿Tienes curiosidad por invertir pero no sabes por dónde empezar? Este taller explica lo básico, define los términos clave y te muestra cómo comenzar a invertir con confianza, ¡aunque sea con poco dinero!

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Learn what your credit score is, why it matters, and how it impacts your financial goals. We’ll break down the key factors and share simple tips to build or improve your score.

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Aprende qué es tu puntaje de crédito, por qué es importante y cómo afecta tus metas financieras. Explicaremos los factores clave y compartiremos consejos fáciles para construir o mejorar tu crédito.

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Join the Financial Empowerment team for a 30 minute discussion on credit and credit building. Bring your questions and receive practical guidance in a supportive space. Perfect for anyone with a busy schedule who wants to make the most of their lunch break.

En esta charla con LEDC usted aprenderá sobre la importancia del crédito y como establecer o mejorarlo.

Además aprenderá a crear y mantener un plan de gastos.

Para tomar esta clase, por favor registrese completando el formulario en el siguiente enlace: 

https://forms.gle/qAoPdzwsk1GDspeU8

This workshop is the first step for DC Residents interested in purchasing their first home in the District. The orientation introduces the homebuying process and DC first-time homebuyer programs, such as: DC Open Doors, HPAP, EAHP, and NEAP. In DC, the Home Purchase Assistance Program (HPAP) provides up to $202,000 in down payment and $4,000 for closing costs assistance to DC residents. Attendees can find out what programs they qualify for and learn about next steps in the homebuying process.

If you are interested in applying to the HPAP, EAHP, or NEAHP programs, you must first take this orientation to get a counseling appointment:

Este taller es el primer paso para los residentes de DC interesados ​​en comprar su primera casa en el Distrito. La introducción explica el proceso de compra de vivienda y los programas de asistencia para compradores de vivienda por primera vez de DC, tales como: DC Open Doors, HPAP, EAHP y NEAP. En DC, el Programa de Asistencia para la Compra de Vivienda (HPAP) proporciona hasta $ 202,000 en asistencia para el pago inicial y $4,000 para los costos de cierre a los residentes de DC. Los asistentes pueden averiguar para qué programas califican y conocer los próximos pasos en el proceso de compra de vivienda.

Si está interesado en solicitar los programas HPAP, EAHP o NEAHP, primero debe tomar esta introducción para obtener una cita de consejería:

This class helps attendees to understand the basic aspects of budgeting, they will gain the ability to develop and make a spending plan to meet their goals. They will understand the importance of saving, creating and emergency funds, and how to get help from local resources. In addition, attendees will understand how to manage the credit system and the importance of building a healthy credit record, to achieve financial well-being. They will gain a better understanding of terminology used by financial institutions and credit bureaus.  

This workshop includes the following topics:  

○ The importance of developing a spending plan, wise spending habits, in addition to receiving tips on how to save money. 

○ Find out about the importance of setting goals to achieve financial objectives. 

○ Identify the difference between needs and wants to achieve your financial goals. 

○ Learn how to establish a credit presence and maintain a good credit history, and how financial institutions determine creditworthiness.