Para tomar esta clase, por favor registrese completando el formulario en el siguiente enlace: https://forms.gle/7rKUL935eVFnuLaH7

Tiene problemas para pagar su renta?
En esta sesion informativa virtual aprendera acerca:
La Equidad en la vivienda
Que hacer si recibe una citación para ir a la corte
Programa de Pagos de Asistencia en Emergencias
Y otras recursos

Please register to take this class by filling out the intake form at the following link: https://forms.gle/2q38uiM1SoqEhVag6

Ready to buy your first home in Baltimore City?

This virtual orientation via Zoom provides an introduction to the home buying process and MD's first-time homebuyer programs in Baltimore City. Programs offer financial assistance for closing and down payment costs depending on your income and the price of the house. Find out how much you can qualify for and the next steps in the home buying process. Take this FREE first step on the road to becoming an Baltimore City homeowner.

Registrese Aqui

¿Qué pasa? ¿Por qué no avanza mi negocio?

Únete a nosotros en el Centro de Desarrollo Económico Latino (LEDC) para un evento interactivo donde profundizaremos en los desafíos comunes que pueden estar frenando tu negocio. Ya sea que estés enfrentando obstáculos financieros, luchando con el marketing, o simplemente sintiéndote estancado, nuestros ponentes expertos proporcionarán conocimientos valiosos y consejos prácticos para ayudarte a avanzar. ¡No te pierdas esta oportunidad de conectar con otros empresarios, compartir experiencias y obtener las herramientas que necesitas para llevar tu negocio al siguiente nivel!

Virtual Inclusionary Zoning (IZ) Orientation: Introduction to the IZ Program for buyers and renters in the District of Columbia

Interested in buying or renting a home but don’t know if you can?

This orientation provides an introduction to the IZ program that the District of Columbia designed for income eligible households to purchase or rent at below market prices in DC.  Inclusionary Zoning is a law that requires developers to set aside a certain number of units for low-to moderate- income households. Participants will receive their Inclusionary Zoning Certificate after successful completion of this 2 hour orientation and once attendance is confirmed. The IZ Certificate will be valid for 2 years and will give participants an opportunity to enter the Inclusionary Zoning Lottery or renew an existing certificate. 

If you connect 15 minutes late you will need to reschedule for the next class. Thank you!  

This class helps attendees to understand the basic aspects of budgeting, they will gain the ability to develop and make a spending plan to meet their goals. They will understand the importance of saving, creating and emergency funds, and how to get help from local resources. In addition, attendees will understand how to manage the credit system and the importance of building a healthy credit record, to achieve financial well-being. They will gain a better understanding of terminology used by financial institutions and credit bureaus.  

This workshop includes the following topics:  

○ The importance of developing a spending plan, wise spending habits, in addition to receiving tips on how to save money. 

○ Find out about the importance of setting goals to achieve financial objectives. 

○ Identify the difference between needs and wants to achieve your financial goals. 

○ Learn how to establish a credit presence and maintain a good credit history, and how financial institutions determine creditworthiness. 

En esta charla con LEDC usted aprenderá sobre la importancia del crédito y como establecer o mejorarlo.

Además aprenderá a crear y mantener un plan de gastos.

Para tomar esta clase, por favor registrese completando el formulario en el siguiente enlace: 

https://forms.gle/qAoPdzwsk1GDspeU8

To take this class please REGISTER by filling out the form at the following link: https://forms.gle/2Tf2MecYyCJyeU6d6

Interested in buying your first home in Baltimore City?

This class is provided in-person. You will receive instructions once completing the intake form.

In these workshops, you will learn how to navigate the process of buying a home in Maryland, including areas such as Baltimore City, and how to get a good mortgage. You will also learn how your credit history, personal budget, and personal finances may affect your future success. LEDC invites different experts including a loan officer, home inspector, real estate agent, and insurance agent to explain the different areas of the home-buying process.

This class meets the requirements of government and lender programs that require first-time homebuyer training.

By registering for this class you agree to participate.

The individual counseling session AFTER the class is a requirement to receive your homebuyer education certificate.

Register Here

Are you thinking about buying a home, but not sure where to start, or if you're ready financially? Virginia Housing's free First-time Homebuyer Class can help. You'll learn the entire homebuying process from start to finish, and how to stay on track as a responsible homeowner.

Este taller explica el Programa de Zonificación Inclusiva a personas interesadas en comprar o arrendar en el Distrito de Columbia. Esta orientación revela todos los detalles sobre el programa IZ que el Distrito de Columbia diseñó para que los hogares con ingresos elegibles puedan comprar o alquilar a precios inferiores al mercado en DC. La Zonificación Inclusiva es una ley que requiere que los desarrolladores reserven una cierta cantidad de unidades para hogares de ingresos bajos a moderados. Los participantes recibirán su Certificado de Zonificación Inclusiva después de completar esta orientación de 2 horas y una vez que se confirme la asistencia. Los Certificados IZ son válidos por 2 años y brindan a los participantes la oportunidad de ingresar a la Lotería de Zonificación Inclusiva o renovar un certificado existente.

Si se conecta 15 minutos tarde, deberá reprogramar para la próxima clase. ¡Gracias!

To take this class please REGISTER by filling out the form at the following link: https://forms.gle/bUrahJ1BNJ8DNf7o8

Interested in buying your first home in MD?

This class is provided virtually via ZOOM in two parts:

Part 1: Tuesday, May 21, 2023 - 5:00 pm to 8:00 pm

Part 2: Wednesday, May 22, 2023 - 5:00 pm to 8:00 pm

In these workshops, you will learn how to navigate the process of buying a home in Maryland, including areas such as Montgomery and Prince George's County, and how to get a good mortgage. You will also learn how your credit history, personal budget, and personal finances may affect your future success. LEDC invites different experts including a loan officer, home inspector, real estate agent, and insurance agent to explain the different areas of the home-buying process.

This class meets the requirements of government and lender programs that require first-time homebuyer training.

By registering for this class you agree to participate in both sessions. Your absence from one of the sessions will result in a rescheduling which will delay your eligibility to obtain the certificate that will allow you to qualify for special programs for first-time homebuyers.

The individual counseling session AFTER the class is a requirement to receive your homebuyer education certificate.